LIC 2026 Deposit Plan Revealed: LIC has introduced a new deposit plan for 2026 offering a guaranteed monthly income of 8.25%. The plan is designed to provide financial security with low risk, making it suitable for retirees, senior citizens, and conservative investors looking for stable returns.
Key Features of the LIC 2026 Deposit Plan
The plan guarantees a fixed monthly payout, ensuring predictable cash flow for investors. It comes with complete capital safety, backed by LIC’s credibility. The scheme also allows flexible deposit amounts, tenures, and easy online management, catering to diverse investor needs.
Benefits for Investors
With an 8.25% guaranteed return, investors can plan monthly expenses, meet household or medical needs, and achieve financial stability. The low-risk nature of the plan makes it attractive for senior citizens and risk-averse individuals who prioritize secure income over market-linked returns.
Eligibility and Application Process
Eligible investors include individuals, senior citizens, and LIC policyholders. Applications can be submitted online, via LIC branches, or through authorized agents. LIC advises applicants to provide accurate personal and bank details to ensure smooth disbursal of monthly income.
LIC 2026 Deposit Plan Overview
| Feature | Details |
|---|---|
| Interest Rate | 8.25% per annum (guaranteed) |
| Payout Frequency | Monthly |
| Minimum Deposit | ₹50,000 |
| Maximum Deposit | ₹50,00,000 |
| Tenure Options | 3, 5, 7 years |
| Safety | Principal fully secured by LIC |
| Application Mode | Online, branch, or authorized agents |
| Target Audience | Retirees, senior citizens, conservative investors |
This table summarizes the key features of the LIC 2026 Deposit Plan.
How to Avail the Plan
Investors should visit the official LIC portal or branch to apply. Bank account details must be linked for monthly income credit. The plan offers automatic monthly payouts, and investors can track their earnings and tenure through LIC’s online portal or mobile app.
Conclusion
The LIC 2026 Deposit Plan is a reliable option for individuals seeking guaranteed monthly income with full capital safety. Offering 8.25% returns, the scheme ensures financial security for retirees, senior citizens, and cautious investors. Staying informed about application procedures and plan terms is essential to maximize benefits.
Disclaimer: This article is for informational purposes only. Interest rates, deposit limits, and eligibility criteria may vary based on LIC notifications and regional rules. Investors should consult official LIC sources before making any financial decisions.